GUIDING YOU TOWARDS FINANCIAL FREEDOM SCHEDULE A CONSULTATION TODAY

BLOG

Pytte Law

Medical Debt and Bankruptcy

In 2021, there were 4,096 total filings and closings of bankruptcy cases in the Middle District of Georgia, according to the United States Bankruptcy Court.
Read More
John E. Pytte

Can I File for Bankruptcy More Than Once?

Bankruptcy offers a way for individuals and businesses overwhelmed by debt to get a fresh start, either by discharging their debt or restructuring it to make it more manageable. Although bankruptcy filings were down due to the pandemic in 2020 and 2021, the number of annual bankruptcy filings in Georgia from 2013 to 2019 ranged from 43,000 to more than 58,000.
Read More
John E. Pytte

Life After Bankruptcy

Filing for bankruptcy can help individuals, families, and business owners facing financial distress achieve debt relief or get a deserved financial clean slate. However, it is crucial that you know what to expect and the long-term implications of bankruptcy on your finances, credit report, and future.
Read More
John E. Pytte

My Mortgage Forbearance Ended. Now What?

If your mortgage forbearance plan has expired, it means that you are required to continue making mortgage payments again. However, if you—like millions of other homeowners across the United States—are struggling to make payments after your mortgage forbearance ends, it is crucial to understand your options.
Read More
John E. Pytte

COVID Student Loan Forbearance

If you’re like the nearly 43 million people in the United States who currently hold student debt, you know how stressful it can be to keep up on monthly payments that seem to have no end in sight. The cost of higher education continues to increase, and even if you do land a good job after graduation, you’re likely to be saddled with debt for years to come.
Read More
John E. Pytte

Disputing Errors on Your Credit Report

In a 2013 study, the Federal Trade Commission found that about 21% of consumers had confirmed errors on their credit reports. When a business reports incorrect information to a credit bureau, the results can be disastrous for your credit score — and your ability to borrow funds.
Read More
John E. Pytte

Do I Have To Pay My (Ex) Spouse’s Overdue Taxes?

The IRS collected $80,477,475 from individual income tax and employment taxes in Georgia in 2020, according to the IRS Data Book. Yet many people in Georgia still owe back taxes – or their spouse owes, and they’re wondering if they’re on the hook.
Read More
John E. Pytte

Offer in Compromise Eligibility

Millions of Americans continue to fall behind on their taxes. According to the Internal Revenue Service Data Book, about 8.4 million Americans owed more than $114 billion in combined past-due taxes, penalties, and interests in 2020. If you owe more to the IRS than you can pay, "offer in compromise" (OIC) is among the available options through which you can achieve tax debt relief.
Read More