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 Pytte Law

What Not to Do Before Filing for Bankruptcy

Did you know that since the onset of the COVID-19 pandemic, there have been nearly two million bankruptcy filings throughout the United States. Bankruptcy can happen to anyone, and if you are considering filing for bankruptcy, know that you are not alone.
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Pytte Law

Bankruptcy & Divorce: What You Need to Know

Filing for bankruptcy can help you turn a new page in your financial life. However, if you are considering divorce at the same time, it’s important to have answers to important questions like, “Which do I file first?” and “Is it better to file for bankruptcy jointly or separately?”
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Pytte Law

Medical Debt and Bankruptcy

In 2021, there were 4,096 total filings and closings of bankruptcy cases in the Middle District of Georgia, according to the United States Bankruptcy Court.
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John E. Pytte

Can I File for Bankruptcy More Than Once?

Bankruptcy offers a way for individuals and businesses overwhelmed by debt to get a fresh start, either by discharging their debt or restructuring it to make it more manageable. Although bankruptcy filings were down due to the pandemic in 2020 and 2021, the number of annual bankruptcy filings in Georgia from 2013 to 2019 ranged from 43,000 to more than 58,000.
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John E. Pytte

Life After Bankruptcy

Filing for bankruptcy can help individuals, families, and business owners facing financial distress achieve debt relief or get a deserved financial clean slate. However, it is crucial that you know what to expect and the long-term implications of bankruptcy on your finances, credit report, and future.
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John E. Pytte

My Mortgage Forbearance Ended. Now What?

If your mortgage forbearance plan has expired, it means that you are required to continue making mortgage payments again. However, if you—like millions of other homeowners across the United States—are struggling to make payments after your mortgage forbearance ends, it is crucial to understand your options.
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John E. Pytte

COVID Student Loan Forbearance

If you’re like the nearly 43 million people in the United States who currently hold student debt, you know how stressful it can be to keep up on monthly payments that seem to have no end in sight. The cost of higher education continues to increase, and even if you do land a good job after graduation, you’re likely to be saddled with debt for years to come.
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John E. Pytte

Disputing Errors on Your Credit Report

In a 2013 study, the Federal Trade Commission found that about 21% of consumers had confirmed errors on their credit reports. When a business reports incorrect information to a credit bureau, the results can be disastrous for your credit score — and your ability to borrow funds.
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