CREDIT CARD DEBT ATTORNEY SERVING SAVANNAH, GA
Finding yourself burdened with a load of credit card debt isn’t uncommon and you shouldn’t take your frustrations out on yourself. There are many scenarios that can lead to unmanageable debt:
Temporary inability to pay expenses
Medical expenses - including those put on a medical specific credit card
Educational loans paid off via credit cards
No matter what your situation may be, and regardless of what led you here, I want to help you find relief and take back control of your finances so you can move forward.
With over 25 years of experience, I can help you understand your situation, help you make a case for debt relief assistance, and advise financial decisions moving forward. No amount of debt is too much and no situation is too small. Let me help you put this behind you.
Georgia’s Fair Debt Collection Practices Act
Under the Fair Debt Collection Practices Act, the law protects consumers against certain tactics and procedures that debt collectors may try in the pursuit of payment. These protections include:
Protection against harassment - including excessive phone calls, abusive language, and threats of violence, harm or arrest
Allowing you to seek proof that you owe money the debt collector wants or is representative of
Prohibiting the disclosure of your debt to anyone who is not officially authorized to know about your debt
Prohibiting contact from the collector at inconvenient times - which is usually specified as before 8:00 am and after 9:00 pm
Allowing you to sue the collector either individually or in a class action if they violated the law
Along with these protections, the state of Georgia has a statute of limitations that legally limits the length of time lenders and collectors can sue for non-payment. The max limitation limit is 6 years after payment is due.
What a Credit Card Lawyer Can Do For You
Depending on your specific situation, you should hire an attorney to help you defend against creditors and to help you settle your debts. If you meet with an attorney and don’t decide to settle with the credit card company, your attorney can make you aware of your rights and advise your decisions moving forward.
If you are not the person who owes the debt but are still being sued or harassed, you need an attorney to represent you and to establish that you are not responsible and the collector must cease any further contact.
As mentioned above, a credit card debt attorney can help you negotiate a settlement for your debts that you can reasonably pay. You will need strong representation and sound legal advice if you want to be successful in obtaining a favorable settlement, and I want to lend my expertise to your cause.
The Right Attorney For Your Case
Having practiced law for over two decades and I have helped individuals, businesses and families overcome credit card debt. My years of experience have truly given me the skills and expertise you need to fight for the most favorable outcome possible.
When you work with my firm, you get the personalized attention and service that your case deserves and your best interests will always be a top priority. Don’t wait to get the help you need. Call my office today and schedule and free consultation.
CREDIT CARD DEBT ATTORNEY SERVING SAVANNAH, GEORGIA
Are you one of the many individuals with credit card debt weighing you down? Do you feel that you are in a situation that just won't let you get back on your feet?
There is help available for you when you choose to settle your credit card debt with an attorney. My experience and expertise can help you get back on track and moving forward. Don't wait. Call my office today.