Creditors and debt collectors are allowed to interact with you reasonably to recover the money you owe them. Unfortunately, some creditors and debt collection agencies cross the line by using deceptive means and intimidating methods. This may be considered creditor harassment. If you are going through financial adversity and you’re overwhelmed with continuous calls and letters from debt collectors, it is crucial to consult with an experienced Georgia bankruptcy attorney.
At Pytte Law, I have dedicated my career to providing outstanding representation to clients in bankruptcy-related matters. I can protect your rights and help you understand your bankruptcy options. Also, I can handle any ongoing creditor harassment and negotiate with creditors to set up the best possible arrangement for your unique financial situation.
Pytte Law proudly serves clients throughout Savannah, Georgia, and the surrounding communities of Hinesville, Statesboro, Ludowici, and Chatham County.
What is Creditor Harassment?
Creditor harassment is a term used to describe the deceptive, unethical, and threatening methods used by creditors and debt collectors to request the money you owe them. Creditor harassment involves all provocative actions, including abusing, intimidating, coercing, bullying, or browbeating debtors or consumers into paying off their debts.
What’s more, creditor harassment could happen through emails, over the phone, direct mail, texts, or demand letters. If you haven’t filed for bankruptcy, creditors can reach out to you through calls, letters, or texts between 8 a.m. and 9 p.m. However, contacting you repeatedly within a short period isn’t acceptable. Likewise, talking to your friends, employers, or neighbors about your debt may also be considered creditor harassment.