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John E. Pytte

Seeking Legal Advice in Savannah or Hinesville

A considerable number of people in the state of Georgia find themselves in need of debt relief assistance. This includes men and women who live in/around Savannah and Hinesville. An experienced attorney like John E. Pytte can provide legal advice in Savannah or Hinesville about an individual's various debt struggles, and how to find a debt relief solution.
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John E. Pytte

Filing Chapter 13 Bankruptcy in Savannah

There are many Georgia residents who need debt relief. They don't want to file Chapter 7 bankruptcy; they just need a plan to help them pay back their creditors. These individuals are able to pay their debts if payments can be adjusted to their income. People in this situation seem to favor filing Chapter 13 bankruptcy. It is also called the “wage earner’s” plan. This enables them to combine their debts and pay them using a repayment schedule mandated by the bankruptcy court.
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John E. Pytte

How to Obtain a Mortgage for Bad Credit

Borrowers who have low credit scores often mistakenly believe that it is impossible for them to get a mortgage, so they never make the effort. This can be a serious financial mistake, especially if you're struggling with high rent payments that could otherwise be building equity in the form of a home loan.This is not to say that there won't be unique challenges, especially for lower-income applicants.
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John E. Pytte

How to Buy a Foreclosure

A foreclosed home is put up for sale when the previous homeowner isn't able to stay on track with timely payments. In most cases, the bank holding the mortgage will work with the homeowner to help them avoid losing their home. It's only when the homeowner doesn't make payments that the bank will decide foreclosure is the only option.Reasons for Foreclosure There are many reasons why a homeowner might miss their mortgage or loan payment.
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John E. Pytte

Student Debt Forgiveness

How to Forgive and Forget Your Student Loans Forever Pervasive economic recession, rising tuition costs, and a tight job market have converged to prompt unprecedented student loan default rates. Many recent graduates are caught in a cruel financial Catch-22 of being unable to find suitable employment, which can make it difficult or even impossible to start paying back student loans on time.
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John E. Pytte

Before You Get to the Office, What do You Need? | Debt Relief

What to Bring for Your Initial Consultation With A Bankruptcy Lawyer Recent recessionary times have prompted a growing number of Americans to seek permanent debt relief through court-ordered bankruptcy protection. While panic and desperation may be perfectly normal amid such acute crises, it is most important to keep a level head when external circumstances grow hectic.
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John E. Pytte

Meeting of the Creditors | Chapter 7 Bankruptcy, Chapter 13 Bankruptcy

What You Need to Know About Your Meeting of Creditors If you are facing overwhelming financial problems, a Chapter 7 bankruptcy or Chapter 13 bankruptcy offers you and your family away to reorganize your finances so you can get back on track. Everyone in America has the right to file for bankruptcy.
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John E. Pytte

Things You May Not Have Known About Bankruptcy | How to Establish Credit

If you or a loved one is living under the stress of being in debt, this takes a real toll on your health and your well-being. The bright side of the situation is that qualifying consumers can file for bankruptcy protection to help them reorganize their finances and get back on their feet again. Here are some things you may not have known about filing bankruptcy
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John E. Pytte

Learn about Bankruptcy | What is Chapter 13 Bankruptcy

Chapter 13 Bankruptcy &  Chapter 7 Bankruptcy If you are in debt, dealing with collection calls and threats of wage or property garnishments, you understand the stress and anxiety such a situation can cause. Your indebtedness may be through no fault of your own as you may have lost your job or incurred significant medical bills. Bankruptcy is an option available that can help give you a fresh start, eliminate those collection proceedings and get you back on your feet again.
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John E. Pytte

The Effects of Bankruptcy to your Property | How to Fix my Credit Score

Bankruptcy is a tool used by debtors to eliminate debt. However, bankruptcy poses a great danger to your property and credit score. You are probably wondering is there any way how to raise my credit score after a bankruptcy case. The following paper seeks to cover the different ways of filing for bankruptcy, the effect of bankruptcy on your property and "how to fix my credit score."
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