Serving Pooler, Georgia with services that help people conquer their debt and the problems that arise from financial difficulty. We have extensive experience with filing for bankruptcy, debt relief strategies, avoiding foreclosure, and taxes- both business and personal.
John E. Pytte, P.C., is an attorney who believes in helping people from all walks of life take advantage of the provisions of state and federal laws to overcome their financial problems. Since 2000, he has focused on protecting assets and discharging debt, and helping people learn to manage their money and stay away from indebtedness.
Mr. Pytte has brought countless Pooler residents relief from the pressure of creditors with special attention to:
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- How to handle and pay off debt
- Business and personal tax preparation and remediation
Are you in need of any of Georgia Debt Relief's services in the following areas? If so, contact our staff in Savannah.
Chapter 7 Bankruptcy
This is the most common legal recourse for people who find themselves unable to pay off their debts in the way they promised the lender. Circumstances change quickly- the loss of a job, sudden medical bills or other serious issues can put borrowers at a disadvantage. Chapter 7 bankruptcy can help people start over by a legally binding arrangement that allows the debtor to sell off any or all assets that are not otherwise protected from liquidation, and using the proceeds to pay off outstanding loans.
Exempted from liquidation are your home, work tools, car or other items that would allow them to continue earning a livelihood. Once the proceeds are gathered, debts are settled- some of which are actually forgiven, like credit card debt and medical bills. Sometimes parts of your debt can be restructured to allow for payoff at lower interest rates.
Qualifying for Chapter 7 bankruptcy requires the applicant to pass a "Means Test," which determines their actual financial position in terms of their ability to pay back loans.
Chapter 13 Bankruptcy
For those with a bit higher income, this category of bankruptcy may be appropriate. While there are no liquidation requirements for Chapter 13, the applicant must still pay off borrowed funds at lowered interest rates amortized over a longer period of time.
If your home or car is threatened with repossession by the financing agency or an agent working on their behalf, legal representation can stop the process and help you find a way out. Filing for bankruptcy, for example, can halt the process and work out a plan for repayment that satisfies both creditor and borrower.
Personal and Business Taxes
The law offices of John E. Pytte are staffed by experts in taxation law for both household income and commercial profit-making enterprises. The laws do change regularly- last year's rules may not apply this year. The intricacies of the US Tax Code are opaque to most people, so let us apply our detailed knowledge of the best possible outcomes for your taxes this year.
Debt Relief in Pooler, GA
Budgeting, borrowing, saving, spending, giving- it can all get complicated when you feel the pressure to buy on credit or borrow money just to get by. If you're tired of trying to move your credit card balance from one card to the next, let us help! We have our hands on the latest best-practice techniques and principles that can, if you stick to them, out you in control of your money again. Debt can be useful, but it can also become a trap. Reduce your debt and reduce your chances of facing real financial trouble!
A free consultation is waiting for you at the Law Offices of John E. Pytte and Georgia Debt Relief. Come on in if you need find out more about your Pooler debt relief options. Call us at 912-231-2313