Legal Advice on Debt Consolidation
In today's economic climate, it is increasingly common for people to run up their credit accounts. In a short period of time, they may find themselves in thousands of dollars of debt with no solution in sight. As more bills loom on the horizon, and interest rates increase the total amount of debt owed, it may be time to contact an attorney who can offer legal advice on debt consolidation and loans for bad credit and on how to straighten out an individual's credit problems.
Get Finances Under Control
A professional debt consolidation attorney in Wilmington Island GA will help you stop running up debt and start following a monthly budget. This will keep the problem from escalating and put limits on the amount of debt being accumulated. We can provide advice and assistance toward establishing a reasonable budget and predicting future expenses over the next year or so. Usually, an emergency fund is recommended for unexpected bills, such as home repairs or medical out-of-pocket costs.
Most people have one or more loans they are paying on, including a home mortgage and perhaps a car payment. There may be other loans as well, including home repairs like a new furnace. When a person stops making regular payments and falls behind, or if he or she makes only partial payments, the person's credit history may be impacted negatively and result in a bad credit rating. Consolidation loans can merge several debts into one loan with just one affordable monthly payment, often at a reduced interest rate. An attorney experienced with debt consolidation loans for bad credit can expedite the process of contacting creditors and combining outstanding balances for a lower payment. John E. Pytte offer a free lawyer consultation in Savannah and Hinesville, GA to those who are considering debt consolidation.
Legal Expertise in Wilmington Island GA
An attorney who works with debt consolidation knows how to work with creditors for a win-win approach to debt resolution. With experience contacting many kinds of creditors, we will make arrangements to settle longstanding accounts and negotiate for a lower interest rate in order to ensure the remaining balances are paid in full within a reasonable timeframe. Creditors are often eager to work with an attorney who is knowledgeable about helping consumers with bad credit. In fact, many businesses prefer working with an attorney than with an individual, believing that they will get quicker results and greater success.
Anyone who is worried about mounting debt should contact an attorney who can help them get their finances back on track. A small investment of time and money can yield sizable results. For legal advice on debt consolidation loans for bad credit and a free first lawyer consultation in Savannah or Hinesville, GA, contact John E. Pytte today!
If you are receiving harassing calls from creditors, we can put an end to it today. It is a violation of federal law for collection calls to continue after filing. You might find out that you are eligible for debt relief and don't need to worry about debt consolidation loans for bad credit. John E. Pytte will study your unique case and advice you on the best way to get rid of your loans, build your credit, and start fresh.
With over 17 years of experience in Chapter 13 Bankruptcy, Chapter 7 Liquidation, bankruptcy discharge, debt relief, student debt forgiveness, debt consolidation, foreclosure, and personal and business tax debt, John E. Pytte is your best choice for legal advice in Wilmington Island GA. We are proudly serving the residents of Effingham, Chatham, Bryan, Liberty, Long, Jeff Davis, Appling, Wayne, Glynn, McIntosh, and Camden Counties in a responsible and efficient manner.
We have one office located in Savannah (617 Stephenson Ave, Savannah, GA 31405) and another one located in Hinesville (102 West Street, Hinesville, GA 31313). Your first consultation is free of charge. Call us today to make an appointment or swing by the office!