Blog: 2018

Financial problems can happen to anyone. Unanticipated events can overwhelm even the most financially stable of people. It could be anything from the loss of a job, to medical problems, to bad financial investments. When someone realizes they can't pay their debts, they'll experience significant stress in their life.

Banks, car dealers, mortgage companies, and any business that relies on consumer lending love credit scores. They use them to make their lending decisions easy. If they had to independently rate every customer themselves, they would have a difficult time keeping up with a high volume of business. The credit scoring system allows them to sell that car or create that credit card account right away.

Most people say that at the start of every year, they’re going to finally find a way to get their finances in better shape. If you’re currently paying student loans, or you will be in the near future, it’s important to know the ins and outs of student loan debt.

reverse mortgagesMortgages are confusing and complicated enough. When it comes to a reverse mortgage, many people have no clue what they are, how they work, or why they might want to get one. A reverse mortgage can be beneficial to you if you're in a financial crunch and are trying to figure out how to come up with the cash you need.

debtAlmost every American citizen suffers under some sort of debt, although many would rather not admit it. But for the millions of Americans living under crippling debt, and the thousands who want to get out of debt, they cannot think about anything else. Debt is a vicious cycle that can leave a person constantly stressed and in fear of losing everything they own.