Blog: January 2016

Repossessed VehicleWhen it comes to purchasing a repossessed vehicle, there are two very distinct sides to this coin. Doing so comes with some very important advantages as well as some very real potential problems. It's important for anyone interested in purchasing a repossessed vehicle to do their research and know what they will be facing.

Bankruptcy AttorneyIf you find yourself in the position of needing to file for bankruptcy, chances are good that you're looking for a professional attorney. You want an attorney that can help you come to a reasonable settlement with your creditors that will give you the breathing space you need to regroup and get back on an equitable footing. 

While hiring a bankruptcy attorney Hinesville is an excellent move, there are a number of mistakes you need to avoid so that you can be sure you’ve have hired the best possible lawyer for your specific needs. The following is a short list of some of the more common mistakes that bankruptcy candidates make, along with some helpful suggestions concerning how to avoid them.

Chapter 13 Bankruptcy Filing for Chapter 13 bankruptcy in Savannah is a serious legal decision that is not for everyone, but sometimes individuals have no other option if they need to get out from under extensive debt and start fresh. Chapter 13 bankruptcy is the best option when the petitioner can qualify within the asset and liability allowances established by federal law. But, in Georgia, there are also additional rules of compliance when filing any bankruptcy request, and having an experienced and effective debt relief attorney can make all the difference in crafting a repayment plan that is feasible within your personal budget or devising a plan that could run the risk of not being completed. Chapter 13 bankruptcy in Savannah is a debt restructuring process that requires all debt that cannot be discharged to be repaid over a five-year term. Emerging from that repayment time period generally debt free with a solid credit rating and still in possession of your personal assets is always the focus of a chapter 13 filing. A successful bankruptcy filing will show a clear path to sound financial condition on a predetermined schedule. The following are steps you should take to achieve that financial stability and success:

ForeclosureMost of us dream of making that final payment and actually owning our own homes. While this dream is attainable, over the last few years, an alarming number of people have lost their homes to foreclosure. Whether you have recently undergone a significant life change such as a divorce, or if the loss of a job has prevented you from making your monthly payments, don't give up before you've put up a fight. Foreclosure can make a large negative impact on your credit, and exploring your options on how to avoid foreclosure can help you achieve your long term goals while you overcome a short term problem.