Blog: November 2015

Bankruptcy Attorney

Let's face it: you probably aren't an expert on how to untangle yourself from an awful financial mess. You can be swamped with debt but not have any clue who to call. The answer may suprise you: a bankruptcy attorney. Experienced and knowledgeable on all the various aspects of financial distress, a bankruptcy attorney is essential to relieving your monetary anxiety.

The following are perfect times to give one a call:

Credit ScoreYour credit score is a sneaky little number that seems to follow you around everywhere. It can affect your ability to take out a loan or credit card, or to receive the best possible interest rates. But where does the score come from, and how can you improve it? The credit score itself is generated from a credit report. The science behind the score can seem murky and convoluted, and it can be difficult to understand how to raise credit score. Below are some simple starting points to help get you started. 

Chapter 13 BankruptcyWhen you believe you may have to file for Chapter 13 Bankruptcy in Savannah, you can be hit with a taxing series of emotions. Debt is emotional. This situation can affect every area of your life and you will undoubtedly be nervous and anxious about what to do next. Maybe you’ve suffered the loss of your job or perhaps a health situation has led to this debt. Maybe the recent economic situation has put you into a position you never imagined you could be in. An experienced attorney like John E. Pytte and his team have counseled many individuals experiencing Chapter 13 Bankruptcy in Savannah over the years, so they understand the emotional turmoil you are probably experiencing. They will offer comfort, advice, and a helping hand every step of the way.

Income Tax DebtWhen you are facing income tax debt in Savannah, you may feel like your situation is hopeless. The Internal Revenue Service (IRS) is very aggressive with their penalty fees and high interest rates. Even small tax debts can soon accumulate into enormous tax burdens when fees and penalties are applied.

Dealing with the IRS is intimidating. Even if you believe that the tax debt you are faced with is incorrect, the entire process is designed to make the individual feel helpless so that the IRS can collect as much money as possible. Many people even avoid this confrontation because of this helpless feeling. However, not dealing with the IRS and ignoring the situation will make matters worse.

Thankfully, there are ways to deal with this tax problem that will not cause you significant problems either financially or emotionally.